If you’re in search of the best 12-month CD rates available today, you should begin by comparing the rates from local financial institutions near you. Generally, community-oriented banks and credit unions are in a better position to offer more competitive interest rates on deposit accounts. 
| Featured Rate | |
|---|---|
CIT Bank
 |
1.26%
Date: Feb 16, 2012
2-Year CD Rate
|
| Highest Rates Recent Rate Changes | |
| People's First Federal Credit Union Savings Account |
1.25%
Date: Feb 22, 2012
|
| Alabama Central Credit Union 2 Year CD Account |
1.16%
Date: Feb 16, 2012
|
| EvaBank 12 Month CD Account |
1.05%
Date: Feb 16, 2012
|
| Health Credit Union 2 Year CD Account |
1.05%
Date: Feb 7, 2012
|
| Acipco Credit Union 2 Year CD Account |
1.01%
Date: Feb 22, 2012
|
| New Pilgrim Federal Credit Union 2 Year CD Account |
0.90%
Date: Feb 22, 2012
|
| EvaBank 12 Month CD Account |
0.70% to
1.05% Date: Feb 16, 2012
|
| Health Credit Union 2 Year CD Account |
1.06% to
1.05% Date: Feb 7, 2012
|
| Health Credit Union 12 Month CD Account |
0.90% to
0.80% Date: Feb 7, 2012
|
| America's First Credit Union 2 Year CD Account |
0.90% to
0.80% Date: Feb 6, 2012
|
| America's First Credit Union 12 Month CD Account |
0.65% to
0.50% Date: Feb 6, 2012
|
| America's First Credit Union 6 Month CD Account |
0.40% to
0.30% Date: Feb 6, 2012
|
